Pride in a job well done runs deep in Scotland Neck. Long before industry came to the area, it was known as the largest cotton producer in the country. To service these producers, the Scotland Neck Cotton Mill was built in 1890, one of the first in the South. Dedicated to attracting and keeping business and industry, Scotland Neck has improved and upgraded its infrastructure through the years. Today the Town of Scotland Neck is one of North Carolina's Electric Power Communities, making it a one-stop shop for land, water, electric and sewer with one-on-one attention to your company and its needs.

Served by U.S. Highway 258 and North Carolina Highway 125, Scotland Neck is only 30 minutes from I-95. Also, a number of Motor Freight Carriers are available in the area. Air transportation is 30 minutes away at Rocky Mount/Wilson Airport with a runway for commercial jets. Additionally, Scotland Neck is approximately 2 hours from the Raleigh-Durham International Airport.

With these benefits and more, Scotland Neck is already home to successful companies that enjoy doing business here:

  • Edwards Cotton Company - Largest cotton company in the East
  • Josey Lumber Company - Lumber
  • Scotland Neck Heart Pine, Inc.- Heart Pine
  • Wiggins Design & Fabrication, Inc. - Steel Fabrication
  • The Wood Barn, Inc. - Woodworking
  • AirBoss of America Corp. - Rubber Compounding

Visit www.snbusiness.org for more information.

NC STEP for Small Business Community Loan Fund

The Town of Scotland Neck leaders have formed a partnership with the N.C Rural Economic Development Center to launch a $100,000 small business community loan fund. The goal of the partnership is to encourage small business and entrepreneurial growth in Scotland Neck.

The NC STEP for Small Business Community Loan Fund works with individuals who have sound ideas for starting or expanding a small business that meets Scotland Neck's zoning regulations but may have difficulty obtaining a loan from traditional sources.

Here are a few details about the fund:

  • Loan amounts range from $500 to $25,000 for small business startup or expansion at an interest rate of "prime plus 2%".
  • All loans are offered in combination with business planning and technical assistance.
  • Loans will be reviewed by a local committee and serviced by the Rural Center
  • Loan funds may be used to purchase equipment, inventory, or as working capital
  • The loan fund does not compete with banks or other lenders, but rather, it is designed to serve as gap funding or complementary financing for small businesses.

The loan fund will prioritize businesses in Scotland Neck. The fund also encourages applications from low-income, female and minority borrowers. The only way to be sure if you qualify is to apply.

Basic requirements are:

  • You wish to start or expand a small business
  • Your business is located within the town limits
  • You are 18 years or older
  • And, of course you have to have a sound business idea

To apply, complete and submit a pre-application. The full list of applications and deadlines can be found on the department of commerce website listed below.


For more information and to apply, contact Nancy Dempsey (252) 826-3152, This email address is being protected from spambots. You need JavaScript enabled to view it. or Misty Herget at (919) 212- 4940, This email address is being protected from spambots. You need JavaScript enabled to view it.



Tips on general Business Planning click the link below for help and resources.

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